dreamplan.io ApSAktiv

Description of key activities of the companyDreamplan.io is a DFSA-licensed, self-service holistic financial advisory tool designed to help individuals optimize their finances across mortgages, savings, investments, insurance and pensions. It also provides financial perspectives on achieving goals and dreams over time. Dreamplan's approach to financial advice is two-fold: (1) human-centered, empowering customers to feel in control of their financial lives, and (2) driven by data science, financial legislation, and academic research. Dreamplan.io is a web solution which:Collect data easily through self-entry or MitID: including pension savings, mortgages, investments, private savings, insurance and financial goals and dreams.Analyzes data using proprietary and third-party algorithms for savings optimization and tax harvestingUses data to offer a continuous financial overview and match customers with optimal financial productsPushes data to recommend the best products at the right time, currently focused on mortgages, investments, savings, and pensions, with more services to come Dreamplan is a scalable, self-service platform supported by human financial advisors. Unlike traditional independent financial advisors who use labor-intensive methods with limited digital tools, Dreamplan offers cost-effective, independent advice. Our long-term strategy is aligned with EU Open Finance legislation, enabling users to manage financial products directly within the platform. To be able to

Significant changes in the company's activities and financial mattersThe gross profit for the year totals DKK 3.098 thousand against DKK 7.892 thousand last year. Profit or loss from ordinary activities after tax totals DKK -8.944 thousand against DKK 24 thousand last year. While the company continues to operate at a lower result in line with its growth strategy, detailed forecasting and budget controls project positive cash flow into Q2 2027, even under conservative growth assumptions. The forecasts and liquidity are further supported by a successful funding round concluded in June 2026. Products development Dreamplan currently offers the following products: Dreamplan Optimisation: A customer-facing digital tool that helps users optimize their finances across property, investments, cash, and pension based on academic research and DFSA subcommittee recommendations Individual Dreamplan: A complementary tool allowing customers to tailor financial plans according to their savings patterns and risk preferences and execute the plan in app in cooperation with banks and pension providers. 15-Minute Free Advisory Overview: Based on a customer's Dreamplan and/or Individual Dreamplan, they can book a 15-minute session with a financial advisor to review goals and opportunities Follow-Up Paid Advisory Service: A thorough walkthrough of the customer’s financial situation and potential aligned with personal goals and dreams Wizflow: A no-code platform for financial institutions to design d

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